Empowering digital sellers & freelancers with transparent math.
FeePouch was created out of frustration with misleading single-tier fee calculators that ignore the realities of modern digital commerce: international surcharges, hidden foreign currency spreads, and withdrawal fees.
The Problem with Legacy Calculators
If you search for a fee calculator online, you will find hundreds of tools claiming that PayPal charges "2.9% + $0.30" (rates that haven't been valid in years) or that Upwork only deducts 10%. None of these legacy tools disclose what actually happens when you cash out your earnings to a local bank account in Canada, the UK, Europe, Australia, or India.
Between hidden foreign exchange spreads (typically 2.0% to 3.5%) and withdrawal deductions, freelancers regularly lose hundreds of dollars per year without realizing where the leak occurred.
Our Multi-Tier Methodology
FeePouch models the exact chronological sequence of deductions applied to digital transactions:
- Listing / Upfront Costs: Fixed charges incurred before or upon publishing (e.g. Etsy's $0.20 listing fee).
- Platform Commissions: Direct marketplace cuts (e.g. Fiverr's 20%, Upwork's 10%, Depop's 10%, Etsy's 6.5%).
- Payment Gateway Processing: Merchant processing rates (e.g. PayPal's 2.99% + $0.49, Stripe's 2.9% + $0.30, with +1.5% international card fees).
- Hidden Currency Conversion (FX Spread): The spread platforms markup above the mid-market exchange rate (2.0% - 3.5%).
- Cashout & Bank Withdrawal Fees: Flat fees charged to transfer accumulated balances into your checking account ($0.99 - $1.00).
Privacy & Performance First
FeePouch runs 100% in your browser. None of your entered invoice amounts, customer figures, or calculations are logged, sent to remote servers, or stored in cookies. It is fast, private, and free forever.